The intelligent corporate card platform for modern finance teams.

Employee spend management software helps finance teams control and track what employees spend for the business, from company cards and limits to receipts and reconciliation. With Archa, every corporate card has controls, automatic receipt capture and a clear payment trail, while integrating with Xero, MYOB Acumatica and SAP Concur. Now that’s reconciliation without the runaround.

Archa provides a corporate charge card facility. Unlike prepaid cards that require you to top up funds, Archa offers a dynamic credit line with monthly settlement terms. This means you can manage your cash flow effectively and keep your capital working for your business, rather than tying it up in a prepaid or debit account.

Yes. We view the card as an extension of your finance stack. Archa offers deep, native integrations with Xero and MYOB Acumatica, and connects seamlessly with others. With our native integrations, we automate the flow of transactions, receipts, and GL codes so your books are always up to date. For others, we provide customisable export reports for easy upload.

Likely thousands. Traditional banks usually charge a 3% margin on every foreign transaction. Archa charges 0.49%. Whether you are paying for US-based software subscriptions (like AWS, Slack, or Google) or sending a team overseas, you pay the raw Mastercard market rate, keeping the savings in your business.

No. Archa eliminates the need for physical storage. When you pay with an Archa card, the app prompts you to snap a photo instantly. Our technology digitises the receipt, extracts the key info, and attaches it to the transaction record in your accounting software. It’s fully tax-compliant and audit-ready.

We offer two layers of control. First, you can set controls on cards. These include max spend limits, monthly limits, single-use cards, among a range of other controls. Coming soon, our AI Expense Agent acts as an always-on auditor, reviewing 100% of transactions against your company policy to flag anomalies or out-of-policy spend instantly

Archa turns your operational spend into business growth. You earn points on eligible business expenses, which can be redeemed for airline flight credits to offset travel costs or other rewards with our partners. Plus, cardholders receive complimentary business travel insurance.

Instantly. You don't need to visit a branch or fill out paper forms. You can issue a virtual card to a new hire's phone in seconds, allowing them to start spending immediately via Apple Pay or Google Pay. We also offer single-use cards, temporary cards, and physical cards.