The Archa Platform
Turn business expenses into growth
Earn points on every dollar you spend and redeem them to offset travel costs or incentivise your team. All with best-in-market FX rates and comprehensive travel insurance included.
Our rewards partners.
Earn Velocity Points for your business.
Open up 15+ transfer partners through PayRewards.
Rewards that move the needle.
Stop treating business spending as a sunk cost. With Archa, every invoice, subscription, and travel booking generates tangible value that flows directly back to your bottom line.
Earn on everything
Accrue points on every eligible transaction, from SaaS subscriptions to supplier invoices.
Offset travel costs
Redeem points for domestic and international flights to drastically reduce your travel budget.
Employee incentives
Convert points into gift cards to reward high performers and boost morale.
Centralised pooling
Points belong to the company, not individual employees, giving you total control over redemption.
Complimentary insurance
Benefit from comprehensive business travel insurance powered by AIG.
Low FX fees
Keep the reward value; unlike other cards, we don't wipe out all your gains with high international transaction fees.
Fly your team for less
Travel is often the second largest expense for growing companies. With Archa Rewards, you can turn your operational spend, like advertising and software, into credits for flights. Whether it's a domestic sales trip or an international conference, your accumulated points can save your business thousands in travel costs annually.
Build culture with tangible rewards
Great work deserves recognition. Archa allows you to redeem business points for gift cards that can be used to incentivize your team. Fund a spot bonus, pay for a team lunch, or gift a voucher for a job well done, all funded by the spend you were going to make anyway. It’s a rewards program that feeds back into your company culture.
A smarter rewards structure
Most corporate cards force a trade-off: you either get rewards points or you get low fees. Archa gives you both. We offer a competitive earn rate on spending while maintaining our market-leading FX rate. Plus, all points pool into a central business account, ensuring the value stays with the company rather than getting lost in individual employee accounts.
Rewards that work for the whole team
Turn everyday business spend into shared value. Archa Rewards keep points with the company, helping you reduce costs, reward your team, and get more from every transaction.
Finance Teams
Reduce the P&L impact of business travel. By strategically using points to pay for flights, you can lower your "Travel & Entertainment" line item significantly without restricting necessary trips.
Employees
Travel with peace of mind. Every cardholder is covered by complimentary business travel insurance powered by AIG, ensuring they are protected against delays, lost luggage, and medical emergencies while on the road.
Managers
Reward your team without asking for extra budget. Use the company's pooled points to generate gift cards for team incentives, allowing you to drive performance without dipping into your operational cash flow.
Business Owners
Get a real return on spend. Between the low FX rate on international software/travel and the points earned on daily operations, Archa turns your accounts payable into a revenue-generating engine.
Customers who've made the switch
See how modern finance teams are cutting overhead and closing books faster.
Frequently asked questions
All points earned on Archa cards accrue to a central company account. This ensures the business retains the value of its spending, rather than points being scattered across individual personal accounts.
You can redeem points for flight credits (effectively cash-for-flights), or a wide range of gift cards. This flexibility allows you to use points to save money on overheads or to reward staff.
Yes. The complimentary AIG travel insurance covers both domestic and international business travel for cardholders, provided the travel was paid for using the Archa card. (Subject to policy terms).
Yes. You earn points on international spend, and at just 0.49% on the Mastercard daily rate, Archa's FX fee remains well below what most competitors charge.
Explore other features of the Archa platform
Spend Controls
AI Expense Agent
Start earning leading rewards on all company card spend
Start your journey towards effortless spend management.
