Solutions for business
Big business benefits. Small business speed.
Stop sharing the founder's card. Issue team cards instantly, automate receipt capture, and sync to Xero. Focus on running your business, not the admin.
Trusted by thousands to streamline their spending and expense management
Everything you need to run your business
A complete spending solution designed to get you out of the weeds and focussed on growth.
Fast online application
Apply online in minutes and get approved in days, not weeks. No branch visits required.Set spend limits per cardholder.
Xero & MYOB feeds
Connect your accounting software in clicks. Transactions flow straight to your bank feed.
Team cards
Issue physical or virtual cards to staff instantly so they stop fronting their own cash.
Receipt capture
Snap a photo in the app immediately after purchase. No more "shoebox of receipts."
Cash flow control
Enjoy up to 30 days interest-free credit to keep your working capital flexible.
Instant limits
Set spending limits for employees to ensure budgets are respected without micromanagement.
Corporate cards with the tools you need
Stop passing the Founder's credit card around the office. Issue individual cards to your staff with pre-set limits. They get the autonomy to buy what they need to do their job, and you get total visibility over who is spending what, real-time.
Accounting sync to keep your bookkeeper happy
Manual data entry is a thing of the past. Archa connects directly to Xero and MYOB, pushing transaction data into your bank feed automatically. Your accountant gets clean, reconciled data without chasing you for details at the end of the month.
Receipts captured in a snap
You don't need complex enterprise software to manage expenses. With Archa, it’s simple: swipe the card, receive a notification, and snap a photo of the receipt. We match the image to the transaction instantly, ensuring you are tax-compliant with minimal effort.
Customers who've made the switch
See why forward-thinking leaders across a range of industries decided it was time for an upgrade, and read about the specific outcomes that convinced them they made the right choice.
Frequently asked questions
Archa is a true corporate charge card. We offer a dynamic credit line with up to 30-day payment terms, meaning you don't need to preload funds or tie up your cash flow just to spend.
Using a personal card mixes your liabilities and makes tax time a nightmare. Archa separates your business spending entirely, protects your personal credit score, and automates your expense reporting so you don't have to manually separate transactions at the end of the year.
Unlike traditional banks that require weeks of paperwork and branch visits, Archa’s application process is 100% online. Most small businesses can apply in minutes, get approved quickly, and issue virtual cards to their team instantly.
Yes, deeply. We are a certified Xero partner, meaning your transactions, receipts, and GST data flow automatically into Xero in real-time. This eliminates manual data entry and makes reconciling your monthly expenses instant.
Absolutely. You shouldn't have to be a big enterprise to get perks. With Archa, you earn points on every eligible dollar you spend—from advertising to office supplies. You can redeem these points for flights and other benefits for you and your hard-working team.
Zero. While most banks charge a hidden 3% margin on foreign transactions, Archa charges 0% margin in FX fees. This means you save money on every software subscription (like Zoom, Slack, or HubSpot) and every payment to an overseas supplier.
Onboard in minutes, not months
Start your journey towards effortless spend management.
