Making the Switch

Move employee spend off personal cards.

Reimbursements are slow, opaque, and unfair to your team. Switch to Archa to issue cards instantly, gain real-time visibility over every dollar, and consolidate your spending into one simple platform.

Trusted by Australia’s fastest growing businesses

Archa has been recognised across the industry as Australia’s best corporate card offering, best spend management product, and best in class for rates and fees.

BEST FOR CREDIT CARD MANAGEMENT
FINALIST 2024 B2B + BANKING & PAYMENTS
AFR FAST STARTERS LIST 2025
FIVE STARS ON XERO APP STORE
TECHNOLOGY SCALE-UP AWARDS

Why finance teams are ditching expense claims

Manual reimbursements create hidden costs, "expense shock," and unhappy staff. Archa solves all three.

Reimbursements

Staff front cash personally
Expense shock at end of the month
Managing two seperate processes
Zero rewards on employee spend
Manual data entry and receipts
Post-spending approvals

With Archa

Company pays directly, with controls and oversight
Real-time visibility and control
One consolidated platform
Earn points on every dollar
Automated receipt capture, deep integrations
Set limits at a card level

One process with total control

Managing corporate cards and a reimbursement pile doubles your workload. Archa consolidates everything. By issuing cards to those who need them, you eliminate the "month-end surprise" of expense claims and get a live view of company cash flow. More cards doesn't mean more admin, it means more data and less manual handling.

Three Archa cards stacked on top of each other
Three Archa cards stacked on top of each other

Smart virtual cards

Replace complex claim forms with smart cards. Need to pay a one-off supplier invoice? Issue a Single-Use Card that expires after the purchase. Sending a team to a conference or setting up a WFH allowance? Create a Temporary Card with a hard budget limit and an auto-expiry date. Total empowerment, zero risk.

Capture lost rewards

When employees pay on their personal cards, your business misses out. By moving reimbursable spend onto Archa, you turn thousands of dollars of operational costs, from client coffees to software subscriptions, into Rewards Points. Funnel that value back into the business to fund free flights and upgrades.

Three Archa cards stacked on top of each other

Customers who've made the switch

Happier teams, better oversight

"We’re really happy with the system. It integrates well and there’s never been a time where the transactions weren’t there – it just works."
By switching to Archa’s credit-based cards, this logistics software leader solved transaction reliability issues and automated expense reporting.
"We were able to introduce Archa to employees as an efficiency improvement... our people can spend more time on their day-to-day roles, and less time managing admin."
By replacing legacy bank cards with Archa, Australia’s leading commercial painting provider eliminated "blind spending" and unlocked valuable rewards.
"All the manual expense tracking is gone now. We’ve got real-time visibility of the expense. Life has become very simple.
By integrating Archa’s corporate cards with SAP Concur, this construction leader eliminated manual receipt matching and empowered its 200-strong workforce.
"The expense management process prior to implementing a new solution was manual. We used a spreadsheet to manage everything and understanding how expenses were driven was a challenge. It was time-consuming."
By moving from spreadsheets to Archa’s digital-first platform, this market leader streamlined expenses for 100+ employees without impacting their bank borrowing capacity.
"As a company, I think it’s a bit rich to ask someone, especially your key senior employees, to use their own money to pay for business expenses, then force them through a horrendous reimbursement process. It’s slow, it’s complicated, and it also doesn’t make business sense."
By bypassing traditional banking roadblocks, this AI-driven fintech saved its sales team hours of weekly admin while securing corporate credit.