Making the Switch

The corporate card accepted everywhere.

Stop asking "Do you take Amex?" Switch to the card powered by Mastercard for 99.9% global acceptance, zero FX fees, and instant virtual issuance.

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Trusted by Australia’s fastest growing businesses

Archa has been recognised across the industry as Australia’s best corporate card offering, best spend management product, and best in class for rates and fees.

BEST FOR CREDIT CARD MANAGEMENT
FINALIST 2024 B2B + BANKING & PAYMENTS
AFR FAST STARTERS LIST 2025
FIVE STARS ON XERO APP STORE
TECHNOLOGY SCALE-UP AWARDS

Why Switch to Archa

Great rewards shouldn't come with high fees and limited acceptance. Archa gives you the perks without the pain.

The Old Way

“Sorry, we don’t take Amex”
High FX fees on overseas spending
Frequent merchant surcharges
Carrying "back-up" cards
Limited to executives
Rigid monthly statements, hard to wrangle

With Archa

Accepted everywhere
Zero FX fees on international transactions
Lower cost of acceptance
One card for all business spending
Scalable cards for the whole team
Deep accounting integrations to make month-end easier

Global acceptance

There is nothing more frustrating than having your corporate card declined at a vendor. Archa is powered by Mastercard, meaning it is accepted at millions more locations than Amex worldwide. Eliminate the need for staff to carry personal "backup" cards and streamline your reconciliation into one single source of truth.

Explore corporate cards
Three Archa cards stacked on top of each other
Three Archa cards stacked on top of each other

Save thousands on fees

Amex is expensive to use both for you and your merchants. Between high foreign exchange margins (often ~3%) and frequent merchant surcharges, the costs add up fast. Archa offers market-leading zero FX fees on international spend and avoids the high surcharge rates often applied to premium cards.

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Scalable cards for your whole team

Traditional corporate cards are often restricted to the C-Suite due to cost and risk, forcing everyone else to use reimbursements. Archa allows you to issue cards at scale. Use Single-Use cards for one-off purchases or Temporary cards for travel. You can set strict limits and controls, enabling you to empower the entire team safely.

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Customers who've made the switch

Businesses that upgraded their corporate spending platform

"We’re really happy with the system. It integrates well and there’s never been a time where the transactions weren’t there – it just works."
By switching to Archa’s credit-based cards, this logistics software leader solved transaction reliability issues and automated expense reporting.
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"We were able to introduce Archa to employees as an efficiency improvement... our people can spend more time on their day-to-day roles, and less time managing admin."
By replacing legacy bank cards with Archa, Australia’s leading commercial painting provider eliminated "blind spending" and unlocked valuable rewards.
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"All the manual expense tracking is gone now. We’ve got real-time visibility of the expense. Life has become very simple.
By integrating Archa’s corporate cards with SAP Concur, this construction leader eliminated manual receipt matching and empowered its 200-strong workforce.
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"The expense management process prior to implementing a new solution was manual. We used a spreadsheet to manage everything and understanding how expenses were driven was a challenge. It was time-consuming."
By moving from spreadsheets to Archa’s digital-first platform, this market leader streamlined expenses for 100+ employees without impacting their bank borrowing capacity.
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"As a company, I think it’s a bit rich to ask someone, especially your key senior employees, to use their own money to pay for business expenses, then force them through a horrendous reimbursement process. It’s slow, it’s complicated, and it also doesn’t make business sense."
By bypassing traditional banking roadblocks, this AI-driven fintech saved its sales team hours of weekly admin while securing corporate credit.
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Spend with total confidence, at a lower cost

Start your journey towards effortless spend management.

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