The Archa Platform
Corporate cards for high growth teams
Issue physical and virtual cards instantly, eliminate 100% of FX fees, and control spend before it happens. The smartest way to pay for everything.
The last corporate card you’ll ever need
From early-stage startups to established enterprises, Archa powers smarter spending on a single platform built to simplify business spend at every stage of growth.
Instant virtual cards
Generate unlimited virtual cards in seconds for immediate use. Create single-use cards for greater control.
Premium physical cards
Issue durable, secure physical cards to your team for travel and on-the-ground expenses.
Zero FX fees
Save up to 3% on every international transaction with market-leading foreign exchange rates.
Subscription control
Spin up unique cards for recurring software to auto-enforce limits and block overcharges.
No more shared cards
Create department-level cards for shared budgets like "Marketing" or "office supplies."
Mastercard network
Travel and spend with confidence knowing you have global acceptance and zero-liability protection.
The right card for every expense
Stop sharing a single plastic card around the office. Issue instant virtual cards for online spend, premium physical cards for travel, temporary and single-use cards for one-off vendor payments or specific budgets. Give every employee the tools they need to do their job, without losing control.
Borderless spending, zero waste
Most banks charge a hidden 3% margin on foreign transactions. Archa cuts that to zero. Whether you’re paying for US-based SaaS subscriptions or sending a team to London, you get the raw Mastercard rate. The savings alone often pay for the platform.
Granular control for precision spending
Go beyond simple dollar limits. Configure cards to work only where you want them to. Set transaction-level caps, rolling daily, weekly monthly budgets. Switch cash withdrawals on or off, and make all of these changes instantly.
Cards that work for the whole team
From the CEO and CFO, through to your newest hire, Archa eliminates friction at every level of your organisation.
Finance Teams
Archa’s Credit Cards remove the pain of manual reconciliation and fragmented reporting. With individual card controls, live spend tracking, and automated integration into accounting systems, the team gains total oversight. This means faster month-end close, reduced errors, and greater confidence in managing company budgets and compliance.
Employees
Stop fronting personal cash for company expenses. Employees get their own cards (physical or virtual) with pre-approved limits, meaning no more receipt hoarding and no more waiting for reimbursement.
Managers
Empower your team without losing oversight. Issue cards instantly, view team spending in real-time, and adjust limits on the fly, all from the Archa platform and mobile app.
Business Owners
Protect your cash flow. Unlike prepaid cards, Archa is a true credit line with 30-day terms. Keep your capital working for you longer while your team operates with autonomy.
Customers who've made the switch
See how modern finance teams are cutting overhead and closing books faster.
Frequently asked questions
Archa is a true corporate charge card. We offer a dynamic credit line with up to 30-day payment terms, meaning you don't need to preload funds or tie up your cash flow just to spend.
Zero. Unlike traditional banks that add a 3% margin on top of the exchange rate, Archa charges no FX fees on international transactions. You pay the Mastercard market rate, and that's it.
Absolutely. You can set daily, monthly, or transaction-level limits for every physical and virtual card you issue. You can also lock or cancel cards instantly with a single click.
Virtual cards can be issued and active instantly. Your team can add them to Apple Pay or Google Pay immediately. Physical cards are shipped express and typically arrive within 3-5 business days.
Explore other features of the Archa platform
Spend Controls
AI Expense Agent
Onboard in minutes, not months
Start your journey towards effortless spend management.
