The Archa Platform

Turn business expenses into growth

Earn points on every dollar you spend and redeem them to offset travel costs or incentivise your team. All with zero FX fees and comprehensive travel insurance included.

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Rewards that move the needle.

Stop treating business spending as a sunk cost. With Archa, every invoice, subscription, and travel booking generates tangible value that flows directly back to your bottom line.

Earn on everything

Accrue points on every eligible transaction, from SaaS subscriptions to supplier invoices.

Offset travel costs

Redeem points for domestic and international flights to drastically reduce your travel budget.

Employee incentives

Convert points into gift cards to reward high performers and boost morale.

Centralised pooling

Points belong to the company, not individual employees, giving you total control over redemption.

Complimentary insurance

Benefit from comprehensive business travel insurance powered by AIG.

No FX fees

Keep 100% of the reward value; unlike other cards, we don't wipe out your gains with international transaction fees.

Fly your team for less

Travel is often the second largest expense for growing companies. With Archa Rewards, you can turn your operational spend, like advertising and software, into credits for flights. Whether it's a domestic sales trip or an international conference, your accumulated points can save your business thousands in travel costs annually.

Three Archa cards stacked on top of each other
Three Archa cards stacked on top of each other

Build culture with tangible rewards

Great work deserves recognition. Archa allows you to redeem business points for gift cards that can be used to incentivize your team. Fund a spot bonus, pay for a team lunch, or gift a voucher for a job well done, all funded by the spend you were going to make anyway. It’s a rewards program that feeds back into your company culture.

A smarter rewards structure

Most corporate cards force a trade-off: you either get rewards points or you get low fees. Archa gives you both. We offer a competitive earn rate on spending while maintaining our market-leading 0% foreign transaction fee. Plus, all points pool into a central business account, ensuring the value stays with the company rather than getting lost in individual employee accounts.

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Rewards that work for the whole team

Turn everyday business spend into shared value. Archa Rewards keep points with the company, helping you reduce costs, reward your team, and get more from every transaction.

Finance Teams

Reduce the P&L impact of business travel. By strategically using points to pay for flights, you can lower your "Travel & Entertainment" line item significantly without restricting necessary trips.

Employees

Travel with peace of mind. Every cardholder is covered by complimentary business travel insurance powered by AIG, ensuring they are protected against delays, lost luggage, and medical emergencies while on the road.

Managers

Reward your team without asking for extra budget. Use the company's pooled points to generate gift cards for team incentives, allowing you to drive performance without dipping into your operational cash flow.

Business Owners

Get a real return on spend. Between the 0% FX fees on international software/travel and the points earned on daily operations, Archa turns your accounts payable into a revenue-generating engine.

Customers who've made the switch

See how modern finance teams are cutting overhead and closing books faster.

"We’re really happy with the system. It integrates well and there’s never been a time where the transactions weren’t there – it just works."
By switching to Archa’s credit-based cards, this logistics software leader solved transaction reliability issues and automated expense reporting.
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"We were able to introduce Archa to employees as an efficiency improvement... our people can spend more time on their day-to-day roles, and less time managing admin."
By replacing legacy bank cards with Archa, Australia’s leading commercial painting provider eliminated "blind spending" and unlocked valuable rewards.
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"All the manual expense tracking is gone now. We’ve got real-time visibility of the expense. Life has become very simple.
By integrating Archa’s corporate cards with SAP Concur, this construction leader eliminated manual receipt matching and empowered its 200-strong workforce.
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"The expense management process prior to implementing a new solution was manual. We used a spreadsheet to manage everything and understanding how expenses were driven was a challenge. It was time-consuming."
By moving from spreadsheets to Archa’s digital-first platform, this market leader streamlined expenses for 100+ employees without impacting their bank borrowing capacity.
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"As a company, I think it’s a bit rich to ask someone, especially your key senior employees, to use their own money to pay for business expenses, then force them through a horrendous reimbursement process. It’s slow, it’s complicated, and it also doesn’t make business sense."
By bypassing traditional banking roadblocks, this AI-driven fintech saved its sales team hours of weekly admin while securing corporate credit.
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Frequently asked questions

Do points belong to the employee or the company?

All points earned on Archa cards accrue to a central company account. This ensures the business retains the value of its spending, rather than points being scattered across individual personal accounts.

What can I redeem points for?

You can redeem points for flight credits (effectively cash-for-flights), or a wide range of gift cards. This flexibility allows you to use points to save money on overheads or to reward staff.

Does the travel insurance cover international trips?

Yes. The complimentary AIG travel insurance covers both domestic and international business travel for cardholders, provided the travel was paid for using the Archa card. (Subject to policy terms).

Do I still earn points on international transactions?

Yes. You earn points on international spend, and unlike most competitors, you still pay $0 in Foreign Transaction fees. This makes Archa one of the most valuable cards for cross-border businesses.

Explore other features of the Archa platform

Corporate Cards
Issue physical and virtual cards to your team instantly.
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Spend Controls
Configure cards with limits and controls to prevent overspending before it happens.
Learn more
Expense Management
Automate receipt capture and reconciliation in seconds.
Learn more
Business Travel
Spend globally with 0% FX fees and included travel cover.
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Rewards
Turn operational spend into flight credits and team incentives.
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Integrations
Sync data with Xero, MYOB, Concur, and a range of other partners.
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AI Expense Agent
Audit 100% of your transactions automatically against policy, and review red flags.
Learn more

Start earning leading rewards on all company card spend

Start your journey towards effortless spend management.

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Three Archa cards stacked on top of each other