Archa Configured
Powering the next generation of native B2B finance.
Use Archa’s modern infrastructure to build bespoke card programs, extend capital, and drive loyalty, all within your own interface. Archa Configured allows you to launch market leading corporate card solutions without building from the ground up.
Launch a market-leading corporate card solution.
Seamlessly embedded
Forget "white-label" clunkiness. Archa Configured is designed for total invisibility, allowing you to craft a spend management experience that looks, feels, and behaves exactly like your brand.
Configure your ideal product suite
Pick and choose from our menu of corporate card solutions. Build a solution that drives loyalty and utilisation, or simply offer a clean payments product to your existing customer base. With Archa, you'll be able to design exactly what your customers want, and deliver it at pace.
Granular intelligence
Move beyond basic reporting. Access raw transaction data and enriched merchant insights in real-time to build predictive models, automate reconciliation, and understand your customer’s financial heartbeat.
Coles for Business credit, powered by Archa Configured
We power the payments stack for the platforms defining the future of Australian commerce, like Coles’ market-leading B2B credit offering. Archa has partnered with Coles to power transactions at scale each year through the program, delivering an omni-channel solution to thousands of business customers nationwide
Omni-channel B2B grocery credit program in Australia
Progressively migrated majority of existing customers to the new platform
Thousands of businesses onboarded to the new platform across the country.
Measurable improvements across key metrics, including faster time from application to approved.
Launch corporate cards for your customers
Legacy issuers measure launch timelines in quarters. We measure them in sprints. Instantly provision virtual and physical cards with programmatic controls that let you define exactly where, when, and how your users can spend, and ensuring the experience you offer your customers is second to none.
BYO balance sheet, or partner with Archa
Whether for trade finance, line of credit, or other capital solutions, we empower your customers with the liquidity they need to grow. We provide the balance sheet, underwriting models, and risk engines, enabling you to deploy high-limit credit lines and charge cards without touching your own capital reserves.
We power embedded finance solutions used by thousands of businesses.
“Archa has enabled us to deliver a streamlined, modern B2B credit experience without the complexity of building it ourselves. The integration has allowed us to stay focused on our core proposition while significantly enhancing the customer experience with a scalable, best-in-class solution.”
Learn more about partnering with Archa
Get in touch to discuss how we can help unlock a market leading corporate card solution for your business.
Frequently asked questions
We are built for speed. While legacy banks require 12+ months, Archa partners typically go live in weeks to months. Our modern stack and pre-certified modules allow you to focus on frontend UX while we handle the heavy lifting.
We take a "menu" approach to infrastructure. You can select individual components, such as Card Issuing, Rewards, Integrations, Credit Decisioning, or Compliance, to plug specific gaps, or deploy the entire stack for a complete solution. You build exactly what you need, nothing you don't.
We absorb the complexity. Archa manages any required licensing, KYC/KYB identity verification, and fraud monitoring. You get the control of a fintech without the overhead of building from scratch.
We offer total flexibility. If you are a platform looking for a zero-risk entry, you can utilise Archa’s balance sheet to fund the credit lines. If you are a bank or lender with your own capital, you can use our platform purely for origination and issuing to increase utilisation of your existing products.